Jewellery Valuations

We offer an independent, comprehensive jewellery and watch valuation service from our boutique in Richmond upon Thames. Our fees are structured on a per item basis rather than a percentage of the overall value. We believe this to be fairer and more ethical, which in the majority of cases, has the added benefit of knowing exactly what your valuation will be from the outset.

All valuations are carried out by registered, independent valuer: Shirley Mitchell FGA DGA Ltd. FIRV PJValDip PJGemDip FNAG.

Your valuation schedule is presented in a quality bound folder and includes digital images of your jewellery, full descriptions and appropriate values.

Your jewellery will be inspected and cleaned before being digitally photographed and expertly appraised; all relevant details are recorded such as:

The assessed colour and clarity of diamonds, dimensions and weight
Certificate/report details of certificated diamonds
Gemstone type, quality, dimensions and weight
Hallmarks and any other identifying marks
Mode of manufacture and setting style

We will also advise you of any maintenance/repairs needed.

Types of Valuations

Insurance Replacement

An insurance valuation is based on what a broadly similar article will cost to replace in the unfortunate event of loss, theft or damage.

Probate

A valuation for probate purposes may be required upon the death of the owner of the jewellery to enable the HM Revenue and Customs to determine the amount of estate duty due. The values, based on current market values at the date of death, represent much lower values than for those required for an insurance valuation and are typically less descriptive.

Divorce/Family Division

During the stressful times of separation and divorce it may be necessary to determine the value of jewellery to facilitate a fair settlement. These cases are similar to probate valuations where values are calculated using open market principles rather than retail values and should not be used for obtaining insurance cover.

A valuation supplied by a member of the Jewellery Valuers Association ensures that, if in the event of a loss or theft, you have all the information needed to help provide proof of ownership if the item is recovered, or to assist your claim if it isn't. Current Market conditions and rising metal costs mean that even relatively recent valuation schedules, carried out within the last two or three years, may now be inadequate. To give yourself peace of mind, and to ensure you are not under-insured, it is now the time to have your jewellery valued professionally.